Investment Management
Your ability to enjoy the lifestyle you want is impacted by how effectively you build and preserve wealth. We help identify your feelings about your investments, goals, and family dynamics, then fill in any gaps to create a strategy that is aligned with your short and long-term goals.
Retirement Planning
We'll evaluate the efficiency of your retirement accounts and help identify opportunities for strategy enhancement. From reviewing your asset allocation to keeping your beneficiaries up to date, we design your plan to reflect your goals and concerns for the future so you can pursue the future you envision.
Insurance Solutions
We will analyze your current insurance coverage for potential risks or gaps and recommend the appropriate protection for your circumstance.
Wealth Management
Our team is here to put together all of the pieces of your wealth picture. We work in tandem with other professionals, including estate planning attorneys, tax accountants, and other professionals, helping you make smart decisions that address your goals in life.
Protection Strategies
If your investment accounts aren’t properly titled, they may still go through probate and create unnecessary complications for your heirs. We’ll help keep your documents current and work alongside your attorney or CPA to ensure your wishes are carried out smoothly.
Durable Power Of Attorney And Medical Directives
If you become incapacitated, the court process for managing your estate can be costly and slow without these documents in place.
For a comprehensive review of your personal situation, always consult with a tax or legal advisor. Neither Cetera Investment Services nor any of its representatives may give legal or tax advice.
Executor/Trustee
The role of executor or trustee is complex, and the responsibilities are demanding. We will work with you and those you have named as executor or trustee and successor trustee to help ensure they understand your investment strategy.
Estate Planning
Many family members lack understanding or a well-constructed plan to carry out your wishes. We will work with you and the person you have named as executor or trustee and successor trustee to help ensure they understand your goals, wishes, and the strategy you established.
Succession Planning
Your business will need a succession plan to help you gain liquidity and transfer ownership to another steward when you are ready. We can help minimize risks, establish long-term objectives, and determine what you and your company will need to continue without disruption.
Corporate Executive Compensation
Stock options play a major role in your compensation, but navigating the complex regulations that govern them can be challenging. We want to help you be proactive, so we will provide education on your stock options and develop tax-efficient strategies around them.
Legacy Planning
The contributions you make to the community and causes that matter to you are part of a life well lived. To help keep your memory alive, we will help you accomplish your charitable goals with tax-efficient strategies like direct gifts, donor-advised funds, private foundations and trusts.
Gifting Strategies
Gifting strategies can help you support the people and causes you care about. We’ll help create a plan that balances these goals with your retirement, estate plan, and current security. By collaborating with legal and tax professionals, we ensure your gifts make the greatest impact.